At Jess Jewelers, we strive to offer the best of the best in appraisal and gemstone analysis services available. This is why we have a GIA Graduate Gemologist on staff and in our gemological laboratory.
Appraisals are most commonly requested for insurance, estate purposes, or simply for peace of mind, and on occasion are requested for various other purposes, such as barter, divorce or to determine the actual cash value.
On all of our appraisals, we include High-Def photography of your jewelry and also a High-Def photomicrograph of major center stones, along with an actual plot showing their individual indentifying characteristics (their fingerprint).
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Which appriasal is right for you?
Retail Replacement Value (RRV) - Most insurance companies require a Retail Replacement Value Appraisal before they will insure a piece of jewelry/personal property beyond a certain dollar amount. The value is determined either by the current researched market price of a comparable item, or derived from the research of numerous comparable retail sales in the appraiser*s locale or based on complete reproduction of like kind.
Fair Market Value (FMV) - Defined by the Treasury Regulations as *The price at which the property would change hands between a willing buyer and a willing seller, neither being under any compulsion to buy or sell and both having a reasonable knowledge of the relevant facts. Generally used for "Estate" purposes or simply for peace-of-mind. *Estate* is an umbrella term used mostly for inheritance tax appraisals used in the course of administering an estate for tax settlement purposes or for equitable division of property (i.e., Divorce, Barter, Collateral, etc.).
Actual Cash Value (ACV) - If you are looking for a cash offer on your jewelry, please see our Gold and Diamond Buying page.
Written appraisals for insurance purposes accepted by ALL major insurance companies. Visit our store for more details or call Ken or Darren at 941-708-9663 and make an appointment for your in-store FREE verbal evaluation.